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Judgment Search Results Home > Cases Phrase: pepsu court of wards act 2008 bk Court: kerala Year: 2009 Page 1 of about 1 results (0.042 seconds)

Aug 20 2009 (HC)

L.i.C. of India Vs. Dr. Chandy Joseph

Court : Kerala

Decided on : Aug-20-2009

Reported in : 2009(3)KLJ165

..... could be paid to the plaintiff on humanitarian considerations, the lic should also avoid using such complicated terms and conditions in their contracts which even the courts find it difficult to decode so that every applicant is able to understand the impact of each and every clause in the contract without any assistance from ..... 28.10.1993 is the date of policy and the resultant decree passed on that basis cannot be sustained. the judgment and the decree passed by the court below are accordingly set aside and the suit will stand dismissed.16. in the result, this appeal is allowed as above. however, having regard to ..... accepted by the insurer and the acceptance is communicated to the applicant. in lic of india v. r. vasireddy air 1984 sc 1014, the apex court observed as follows:a contract of insurance will be concluded only when the party to whom an offer has been made accepts it unconditionally and communicates his ..... of issue of the policy was 8.2.1994, which is the date which ext.a1 policy bears. the date of its maturity was on 28.10.2008. as per clause 11(b) of ext.a1 policy, benefit b of the policy schedule, could be availed by the insured (plaintiff) on the occurrence ..... (so that premium will be lower), availing income tax rebate for maximum premium amount in the particular financial year etc. under section 45 of the insurance act date on which the policy of insurance (contract of insurance) becomes effective shall be the date of accepting the proposal from which date alone the risk .....

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